Healthcare Spending

Americans are spending more on health care than ever before and spending more than most other industrialized nations.

 

Health care costs are rising at an unsustainable rate, and for the seventh year in a row health care premiums grew more than twice as fast as prices overall and/or worker’s earnings. The U.S. national health care expenditure will double over the next decade. In 2006 total healthcare spending was $2.1 trillion, and it is expected to reach $4.1 trillion by 2016.

 

We have all heard these numbers tossed about by presidential candidates on both sides of the isle, but realistically we cannot depend on the government to solve the problem of huge and ever-increasing healthcare costs. What can be and must be done? We must become healthier! You may feel like that’s all we talk about in these blogs, but truly this is the only way we can combat this issue.

 

While a person’s health and lifestyle choices are ultimately up to him or her, companies can and do offer incentives for employees to get and stay healthy. What are you doing to improve your health? What is your company doing to develop a healthier workforce? We would appreciate the opportunity to talk with you about ways to encourage a healthier workforce.

 

At Preferred Benefits LLC we can help you do a realistic assessment of your current insurance portfolio. We can make suggestions that may save you money and in other cases even expand your coverage for the money you are currently spending. Such an assessment should be done annually.

 

Please contact us for a FREE assessment of your insurance portfolio. This personalized customer service is a cornerstone of our business. We look forward to being of service to you.

 

Valerie Reeves

Leticia Dominguez

 

PREFERRED BENEFITS LLC

TOLL-FREE 877-302-5810

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Oral Cancer

Good News – many dental insurance carriers are now covering oral cancer screenings.

 

This is crucial because when found early, oral cancer patients have an 80 to 90% survival rate. Unfortunately, many times oral cancer is not diagnosed early, and in America one person dies every hour from oral cancer.

 

Risk factors for oral cancer include:

·           tobacco use and high alcohol use

·           human papilloma virus (HPV) 16

·           a diet low in fruits and vegetables may also play a part in oral cancer

 

But since about 25% of people who get oral cancer don’t have the traditional risk factors (tobacco and high alcohol consumption), the next step is early detection.

 

A relatively inexpensive, quick and painless “brush test” is now included in many dental plans. This test uses a circular brush to gather cells from a suspicious area for further examination. This test can be performed during a routine dental exam and is now covered by many dental insurance plans.

 

For more information about oral cancer, risk factors, detection and treatment, visit www.oralcancerfoundation.org.

 

Also, check with your dental insurance provider to see if they cover the important brush screening.

 

At Preferred Benefits LLC we can help you do a realistic assessment of your current insurance portfolio, including dental insurance. We can make suggestions that may save you money and in other cases even expand your coverage for the money you are currently spending. Such an assessment should be done annually.

 

Please contact us for a FREE assessment of your insurance portfolio. This personalized customer service is a cornerstone of our business. We look forward to being of service to you.

 

Valerie Reeves

Leticia Dominguez

 

PREFERRED BENEFITS LLC

TOLL-FREE 877-302-5810

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National Men’s Health Week

About a month ago we discussed Women’s Health Week. Well men this time it’s your turn, because this week is National Men’s Health Week. So ladies, you can pass this along to your father, brother, husband, son, friends and other important men in your life.

 

The goal for the week is to raise awareness about preventable health issues and to encourage early detection and treatment of diseases in males.

 

Men are constantly on the go these days, and unlike women, men are far less likely to schedule annual health check-ups. This is one of the factors leading to a shorter life expectancy in men.

 

The Men’s Health Week web site has lots of great information and resources. Following are some links to items that may be of interest:

 

·           Blueprint For Men’s Health Book – this is a downloadable book providing information on health issues faced by men today. It also discusses risk factors, symptoms and prevention strategies.

·           The Silent Health Crisis chart – this contains several facts and charts and gives some reasons why men’s life expectancy is shorter than that of women

·           Men’s Health Facts – one page with lots of statistics

·           Men’s Health Library with articles and resources on various topics

 

I hope this will encourage you to pay closer attention to your health and get your check-ups!

 

At Preferred Benefits LLC we can help you do a realistic assessment of your current insurance portfolio. We can make suggestions that may save you money and in other cases even expand your coverage for the money you are currently spending. Such an assessment should be done annually.

 

Please contact us for a FREE assessment of your insurance portfolio. This personalized customer service is a cornerstone of our business. We look forward to being of service to you.

 

Valerie Reeves

Leticia Dominguez

 

PREFERRED BENEFITS LLC

TOLL-FREE 877-302-5810

Spread the word

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National Headache Awareness Week

Got a headache? Take two aspirin and call me in the morning, or better yet, read the following helpful information.

 

This is National Headache Awareness Week, sponsored by the National Headache Foundation (NHF).

 

I’m sure we have all experienced a headache in our lives, and you likely realize there are many different kinds of headaches, including:

·           Tension-type – about 78% of adults have one of these at some time in their lives.

·           Migraine – 13% of the U.S. population is affected by migraines.

·           Cluster – this type of headache affects one million people in the U.S., and most of them are men.

·           Secondary headaches – organically caused – these occur as a result of a disease or disorder such as an infection or high blood pressure.

For more information on these types of headaches, symptoms and treatment options, see the NHF headache topic sheets.

 

Also available is a headache quiz you can complete and discuss with your doctor.

 

 

 

At Preferred Benefits LLC we can take the headache out of insurance and benefits planning. We can help you do a realistic assessment of your current insurance portfolio and make suggestions that may save you money and in other cases even expand your coverage for the money you are currently spending. Such an assessment should be done annually.

 

Please contact us for a FREE assessment of your insurance portfolio. This personalized customer service is a cornerstone of our business. We look forward to being of service to you.

Valerie Reeves

Leticia Dominguez

 

PREFERRED BENEFITS LLC

TOLL-FREE 877-302-5810

Spread the word

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